Membership in USWU can provide you with numerous additional benefits that will protect you and your family and enhance the quality of your life.Through your collective bargaining agreement, you can have access to our medical plans, Security Division, dental and vision care, supplemental disability, life insurance, IUJAT’s 401(k) plan, and our U-benefit program.

United Welfare Fund


The United Welfare Fund provides health insurance to USWU members through a self-insured program with BlueCross/BlueShield. Today with the future of healthcare so uncertain, our members continue to enjoy exceptional benefits. USWU continually strives to bring high quality, low cost medical coverage to its members.

Download the UWF SPD

Security Division

The UWF-Security Division is a unique benefit only available through the United Welfare Fund. This is a collectively bargained benefit in which employers make monthly contributions to members’ accounts. The Fund is 100% secure, since the Security Division only uses investments 100% backed by the U.S. government. These secure accounts grow over time and are available to vested participants when they separate from their employer.


The USWU provides dental coverage to eligible members. This coverage is provided by various carriers on a fully insured and self-insured basis. You may be eligible for dental benefits if you are an employee covered by an agreement that has a provision for dental coverage.


The IUJAT has partnered with Principal® Financial Group, the nation’s 401(k) leader in union sponsored retirement plans.  Principal® offers a wide range of investment choices, provides the participant with informative investment guidance, and understands the needs of union members.

For more information on Principal®, visit their website:


UBenefit is a discount program created to expand the array of benefits offered to IUJAT’s membership. There is no additional cost to participate. Your union membership entitles you and your family to enjoy all of the benefits and discounts that the program offers. UBenefit is continually adding new programs, specials, and savings.

To learn more about the program or to access your UBenefits, visit

or access your UBenefits directly through your UCard app.